Your finances,
gamified.
Take a snapshot of your finances. See the full picture. Level up. The personal finance ritual that turns awareness into a game you actually want to play.
Cash
$4,230
Debt
$12,450
FCF
$1,105
Level
7
Snappy
"Nice work — your credit utilization dropped 4% this cycle. Keep that momentum going!"
Everything you need to see the full picture
Not another budgeting app. Snapshot is a financial awareness system that makes you want to check in.
The Snapshot Ritual
5 minutes, full clarity. Walk through your accounts, bills, debts, and subscriptions. See exactly where your money stands — no bank sync required.
Manual means intentional. You stay conscious of every dollar.
Snappy AI Coach
Your personal finance companion that actually knows your numbers. Adherence scores, pattern detection, actionable advice — not generic tips.
Powered by Claude. Costs ~$0.01 per briefing.
Gamification That Matters
XP, levels, streaks, flash challenges, 27 achievements across 4 tiers. You're not getting points for spending — you're leveling up for being aware.
Solo Leveling for your finances.
Paycheck Planner
Maps every obligation to the paycheck that covers it. Biweekly earners see exactly which bills come from which check — including bonus paycheck months.
Never wonder 'can I afford this before payday?' again.
Pay Over Time Tracking
Klarna, Affirm, Afterpay — track every installment. Check off payments as they clear. Progress bars show how close you are to done.
Per-installment tracking, not just a lump balance.
Multi-Currency
20 currencies supported. Mix USD and MXN accounts, track credit cards in different currencies, FX rates at snapshot time.
Built for people who live across borders.
How Snapshot works
Four steps to financial clarity. Repeat every paycheck.
Set up your world
Add your accounts, bills, credit cards, loans, subscriptions, and income. Snappy walks you through it in about 5 minutes.
12-step guided wizard with preset suggestions for common bills and subscriptions.
Take a snapshot
Open each account, enter the current balance, mark what's paid. The wizard calculates your free cash flow in real time.
8 steps: Debits → Bills → Credits → Loans → Pay Over Time → Subscriptions → Review → Save.
See the full picture
Cash flow waterfall, debt breakdown, credit utilization, comparison with your last snapshot. Everything in one glance.
Snappy analyzes your data and gives you an adherence score with actionable advice.
Level up
Every snapshot earns XP. Maintain streaks. Complete flash challenges. Unlock achievements. Your financial awareness becomes a game.
27 achievements, 4 tiers, flash challenges with time limits, and a player profile that tracks it all.
What early users say
Real feedback from alpha testers.
"I get paid biweekly but pay rent on the 1st. Snapshot's paycheck planner finally answered the question I've been asking for years."
Pau
Alpha Tester
"The snapshot ritual is weirdly satisfying. It's like a financial check-up that takes 5 minutes and actually makes me feel in control."
Kehom
Alpha Tester
"I track my Klarna payments, US credit cards, and Mexican bank accounts all in one place. Nothing else does this."
Early User
Multi-Currency User
Ready to see the full picture?
Join the alpha. Set up your accounts, take your first snapshot, and start leveling up your financial awareness.
Free forever for core features. No credit card required.